/* Universal loading overlay */
.universal-loading-overlay {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(0, 0, 0, 0.25);
  z-index: 9999;
  display: flex;
  align-items: center;
  justify-content: center;
}

.universal-loading-card {
  background: #ffffff;
  border-radius: 14px;
  padding: 1.75rem 2.25rem;
  border: 1px solid rgba(0, 0, 0, 0.08);
  box-shadow: 0 10px 28px rgba(0, 0, 0, 0.25);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 0.75rem;
}

.universal-loading-spinner {
  width: 40px;
  height: 40px;
  --loading-gold: #d4af37;
  border: 4px solid rgba(212, 175, 55, 0.22);
  border-top-color: var(--loading-gold);
  border-radius: 50%;
  animation: universal-spin 0.8s linear infinite;
}

.universal-loading-text {
  font-size: 0.9rem;
  color: #333;
}

@keyframes universal-spin {
  to { transform: rotate(360deg); }
}